The Government of Pakistan has relaunched the PM Youth Business Loan Scheme 2025 to support young entrepreneurs with interest-free and low-interest business loans. Here’s how you can apply online and get up to PKR 7.5 million for your startup or small business.
💼 What is the PM Youth Loan Scheme?
This is a government-backed loan initiative for youth aged 21–45 (with exceptions) to start or expand their businesses. Loans are provided through banks like NBP, BOP, and others under the Kamyab Jawan Program.
💰 Loan Tiers
- Tier 1: Up to PKR 500,000 (Interest-free)
- Tier 2: PKR 500,001 to PKR 1.5 million (4% interest)
- Tier 3: PKR 1.5 million to PKR 7.5 million (5% interest)
📋 Eligibility Criteria
- Age: 21–45 years (18+ for IT and e-commerce sectors)
- Must have a valid CNIC
- Business plan (simple or detailed) required
- Must be a Pakistani citizen with a clean credit history
📝 How to Apply Online
- Visit the official website: www.pmyp.gov.pk
- Click on “Apply for Loan”
- Fill in your personal, business, and financial details
- Upload CNIC and any relevant documents
- Submit and wait for verification call/email
📑 Documents Needed
- CNIC (front + back)
- Recent photograph
- Business plan or idea details
- Educational or skill certificate (optional)
🕒 Processing Time
Applications are processed within 30–45 working days. Successful applicants are contacted by the partner bank for loan disbursement.
📢 Final Words
The PM Youth Business Loan Scheme is an excellent opportunity for Pakistani youth to become financially independent. If you have a business idea but lack funding, this scheme could be your gateway to success. Apply now!
For more updates on such schemes, follow our Government Schemes category regularly.
